Merchant Services and Credit Card Processing Solutions for Merchants in South Florida.

Our team reviews your current processing statements and identifies opportunities to reduce costs. If we can’t improve your current setup, we’ll tell you — no gimmicks, just honest guidance and check for $1,000 if we can't save you money on your processing.

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Credit Card Processing

Affordable, transparent payment processing designed to reduce fees and streamline transactions.

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Dual Pricing

Offset processing costs while giving customers flexible payment options.

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POS Systems

Powerful POS solutions customized for restaurants, retail, hospitality, and service-based businesses.

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Merchant Financing

Flexible funding options to help you invest in growth, equipment, or expansion.

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

Credit Card Processing

Affordable, transparent payment processing designed to reduce fees and streamline transactions.

Learn More



Dual Pricing

Offset processing costs while giving customers flexible payment options.

Learn More



POS Systems

Offset processing costs while giving customers flexible payment options.

Learn More



Merchant Financing

Flexible funding options to help you invest in growth, equipment, or expansion.

Learn More

South Florida Merchant Services Guarantees the Lowest Possible Credit Card Processing Rates

From retail shops to restaurants, service providers to eCommerce brands, South Florida Merchant Services delivers reliable credit card processing, modern POS systems, and hands-on local support designed to help your business grow.

We help businesses lower processing costs, simplify operations, and create better customer payment experiences.

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Earn Rewards at Every Swipe

Your Customers earn points when they buy… why aren’t you? Earn points on every dollar you process in your business. Join South Florida Merchant Services and earn points for processing your transactions towards flights, hotels, rental cars, electronics, luxury goods, gift cards, watches and more.

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Choose the Right Point Of Sale System for Your Needs

South Florida Merchant Services combines personalized support with industry-leading technology. We work closely with business owners to understand their needs and deliver tailored payment solutions that improve efficiency and profitability.

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Your Clover point-of-sale (POS) system makes running your business a breeze. Take orders and accept payments. Organize inventory and manage your team.

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Aloha POS is the industry leader, offering restaurants the technology they need

POS Systems

We Make it Easy to Switch and Save!

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Consultation

We take time to understand your current setup, business needs, and goals so we can recommend the right payment solution.

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Statement Analysis

Our team reviews your processing statements to identify hidden fees and opportunities to reduce costs.

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We pay your cancellation fees

Based on your business, we design a tailored payment and POS solution built for efficiency and growth.

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Free Equipment

Qualifying businesses may receive modern payment terminals or POS hardware at no upfront cost, making it easy to upgrade your system without a large investment.

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Fast Installation and Training

We handle setup and provide hands-on training so your team is comfortable from day one.

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Ongoing Support

Our relationship doesn’t end after installation — we continue to support and optimize your payment system as your business evolves.

What Merchants Are Saying

Reviews From Google >

Bari Bloch

I have been using Paul at Bay State Merchant Services now for about 6 months and I’m sorry I did not make the switch sooner! Paul has been tremendously instrumental in making sure my operations are always up and running. He even brings me paper when I run out in my cc machine!! Highly recommend Bay State Merchant Services for your credit card processing needs!

Jeffrey Madeira

Choosing Bay State Merchant Service was one of the best decisions for our business. Their system is incredibly user-friendly, and the setup was seamless. The customer support team is exceptional; they’re always quick to respond and resolve any issues we have. Katherine is great to work, and recommend them to everyone!

Stephanie Whalen

Bay State Merchant Services by far is the most professional company I’ve worked with. Katherine is so knowledgeable in the latest processing products for your company. I haven’t run into any problems. Their service department was so understanding and walked me through my question. I gave them a 5 star review would have given them 10 stars if they had that option.

Kaylen Duquette

We’ve been using Bay State Merchant Services at Turk’s Seafood for several years and have been very happy with their service. Our rep, Katherine, is always very fast to respond to any questions or concerns we have and the whole team has always been helpful when implementing new machines and changes. They have lots of different offerings and have done well at adapting to our changing needs over the years.

Nicholas Pereira

We just recently left our long time merchant company for card readers due to poor hardware and high fees. We found Bay State Merchant Services online and decided to go with them. It was the best decision we made for our credit/debit card readers! They were fast and efficient in installation, as well as modernizing our equipment with mobile card readers which have been very helpful! On top of everything else, their fees are low. We have fully enjoyed our experience with Bay State!

Eric Dancause

How refreshing to be a part of local professionals in the processing industry with consistent service,quality and best pricing….Kathy has seamlessly taken the family helm and we look forward to many years of further teamwork…

Our Partners

Our extensive network of strategic partners allows us the flexibility to provide customized solutions that meet your needs, save your money and improve your business.