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Baystate Merchant Services

Dual Pricing Credit Card Processing

South Florida Merchant Services helps businesses reduce the cost of accepting cards with dual pricing credit card processing solutions. This pricing model gives customers the option to pay one price with cash and another when using a card, helping offset processing expenses while keeping your business competitive. It is a smart option for businesses looking to improve margins without sacrificing payment convenience.

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Slash the cost of accepting payment cards by over 90% with dual pricing credit card processing.

Reduce Processing Costs

Dual pricing can significantly lower or eliminate traditional credit card processing expenses by shifting card-related costs through a compliant pricing structure. Keep more of every sale and improve profitability.

Simple Customer Choice

Customers are given clear payment options at checkout, with one price for cash and another for card payments. This transparent model gives customers flexibility while helping businesses manage costs.

Easy Equipment Integration

Our dual pricing programs work with modern terminals and many point of sale systems, automatically calculating the correct amount and printing clear receipts for customers.

Local Support and Setup

South Florida Merchant Services provides hands-on guidance, equipment setup, staff training, and responsive local support so your transition to dual pricing is smooth and successful.

How Does Dual Pricing Credit Card Processing Work?

Transaction amount is entered into the system and the terminal automatically calculates the customer assistance fee to charge to the card using customer.

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The customers receipt clearly breaks down the sales and customer assistance fee for retail and restaurant locations, accounting for tips when necessary.

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Full sales amount goes directly to the merchant and the system uses the customer assistance fee to help offset your merchant processing fees at your business.

Q. How will customers react?
A. Your customers will be encouraged to pay CASH to receive the DISCOUNTED price. They understand that credit and debit cards are more expensive to accept than cash and are used to paying more if they pay their taxes, utilities or tuition with a credit or debit card. When faced with a discount, many consumers will switch to paying with cash. Others will stick with their credit or debit cards and pay the regular price.
Q. How does cash-discount work?
A. A customer presents a credit card to make a purchase. When a credit card is swiped, our terminals (1) automatically applies the non-discounted fee to your discounted cash pricing; (2) prints a receipt showing the discounted cash price with the non discounted fee added; (3) we then deposit the entire full cash price (100%) into your account as though it was a cash transaction, and the non discounted fee is retained.
Q. Third Question?

A. A customer presents a credit card to make a purchase. When a credit card is swiped, our terminals (1) automatically applies the non-discounted fee to your discounted cash pricing; (2) prints a receipt showing the discounted cash price with the non discounted fee added; (3) we then deposit the entire full cash price (100%) into your account as though it was a cash transaction, and the non discounted fee is retained.

“The biggest fear was what customers might say about the program. After three months only one person mentioned it, and they paid cash. With my savings I finally got to on vaction, and gave two employees a raise.”

Dave, Owner

Tacos Mas s Mas

Dual Pricing Credit Card Processing Solutions for Every Industry

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Retail

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Restaurants

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Professional Services

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Construction

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Non-Profit Organizations

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Membership Clubs

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Hospitality

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Golf Clubs

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Municipalities

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eCommerce

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Healthcare

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& So Much More

FREE POS equipment with no lease agreements for new clients.*

*Certain restrictions apply, contact us for details.

We Make it Easy to Switch and Save!

Consultation

We take time to understand your current setup, business needs, and goals so we can recommend the right payment solution.

Statement Analysis

Our team reviews your processing statements to identify hidden fees and opportunities to reduce costs.

We pay your cancellation fees

Based on your business, we design a tailored payment and POS solution built for efficiency and growth.

Free Equipment

Qualifying businesses may receive modern payment terminals or POS hardware at no upfront cost, making it easy to upgrade your system without a large investment.

Fast Installation and Training

We handle setup and provide hands-on training so your team is comfortable from day one.

Ongoing Support

Our relationship doesn’t end after installation — we continue to support and optimize your payment system as your business evolves.

Dual Pricing

Education & Information

Speak with a local consultant

Set up a time to speak and meet with one of our local Certified Payment Professionals for a complimentary consultation.

Contact Us